Licensing requirements
Colorado
Everything you need to get your insurance producer license in Colorado — exams are run by Pearson.
Exam fee
$41
Application fee
$44
Fingerprints
See details
CE per renewal
24 hrs
Colorado requires a state-approved prelicensing course (50 hours).
Agent Cloud is not a state-approved prelicensing course, so it won't meet that requirement. To meet it, we recommend XCEL Solutions. Use partner code Life2025 to get it for $50. You don't have to buy Agent Cloud. Many students add it for extra practice, plain-English lessons and the simulated exam.
Step by step
Your path to a license
- 1
Complete the Pre-Licensing Course
- 2
Schedule the Colorado State Examination
- 3
Pass the State Exam
- 4
Apply for License
Pre-licensing education
Life: 50 hours; Accident & Health: 50 hours; Casualty: 50 hours; Property: 50 hours; Personal lines - 50 hours; includes 3 ethics, 3 general state law, 4 line specific law hours; ethics taken once.
Product training
LTC initial 16 hours; LTC refresher 5 hours; Annuity initial 4 hours; Flood initial 3 hours.
Only needed if you sell those products.
Heads up
Things people miss in Colorado
#1 Proctored Final Exam Required
Online prelicensing courses must conclude with a closed-book final exam monitored by a disinterested third-party proctor.
#2 No Combined Exam Option
There is no combined Life & Health exam; each line must be tested separately, though they can be taken in the same session for one fee.
#3 Certificate Validity
Prelicensing certificates are valid for 12 months.
Official sites
Direct links
Requirements change, and portal sites may add their own transaction fees. Always confirm with the Colorado Division of Insurance before you apply.