Licensing requirements
Florida
Everything you need to get your insurance producer license in Florida — exams are run by Pearson.
Exam fee
$44
Application fee
$50.00
Fingerprints
$50.75
CE per renewal
24 hrs
Florida requires a state-approved prelicensing course (30 hours).
Agent Cloud is not a state-approved prelicensing course, so it won't meet that requirement. To meet it, we recommend XCEL Solutions. Use partner code Life2025 to get it for $50. You don't have to buy Agent Cloud. Many students add it for extra practice, plain-English lessons and the simulated exam.
Step by step
Your path to a license
- 1
Complete the Pre-Licensing Course
- 2
Schedule the Florida State Examination
- 3
Pass the State Exam
- 4
Apply for your License
- 5
Submit Fingerprints
Book with IdentoGO (Florida DFS) Florida fingerprint instructions ORI number (pre-filled by the link): FL921060ZUse this exact link — it is set up for the Department of Financial Services. Florida does not accept prints from other vendors or states.
Pre-licensing education
Life 30; Health 40; Life and Health 60; Personal Lines 60; Property and Casualty 200 hours. Qualifying experience route: 40 hours.
Product training
LTC initial 8 hours; LTC refresher 4 hours; Annuity initial 4 hours; Flood initial 3 hours.
Only needed if you sell those products.
Heads up
Things people miss in Florida
#1 In-Person Exams Only
Remote or online-proctored exams are permanently discontinued; all tests must be taken at a physical testing center.
#2 Certificate Expiration
Course completion certificates are valid for 4 years, after which prelicensing must be repeated.
#3 Application Window
License applications must be submitted within 12 months of passing the state exam to avoid retesting.
Official sites
Direct links
Requirements change, and portal sites may add their own transaction fees. Always confirm with the Florida Department of Financial Services before you apply.