Licensing requirements
Minnesota
Everything you need to get your insurance producer license in Minnesota — exams are run by PSI.
Exam fee
$45
Application fee
$50.00
Fingerprints
$65.00
CE per renewal
24 hrs
Minnesota requires a state-approved prelicensing course (20 hours).
Agent Cloud is not a state-approved prelicensing course, so it won't meet that requirement. To meet it, we recommend XCEL Solutions. Use partner code Life2025 to get it for $50. You don't have to buy Agent Cloud. Many students add it for extra practice, plain-English lessons and the simulated exam.
Step by step
Your path to a license
- 1
Complete the Pre-Licensing Course
- 2
Schedule the Minnesota State Examination
- 3
Pass the State Exam
- 4
Submit your Fingerprints
If you test at a PSI center in Minnesota, you're fingerprinted right there after you pass. Nothing to book.
- 5
Apply for your License
Pre-licensing education
Life: 20 hours; Accident & Health: 20 hours; Casualty Insurance: 20 hours; Property Insurance: 20 hours; Personal lines - 20 hours
Product training
LTC initial 8 hours; LTC refresher 4 hours; Annuity initial 4 hours; Flood initial 3 hours.
Only needed if you sell those products.
Heads up
Things people miss in Minnesota
#1 Certificate Validity
Unlike most states, Minnesota prelicensing certificates of completion do not expire.
#2 Proctored Exam
Final exams for online prelicensing must be monitored by a disinterested third-party proctor.
#3 Exam Scheduling
It is recommended to schedule both the state exam and fingerprinting at a PSI test center for efficiency.
Official sites
Direct links
Requirements change, and portal sites may add their own transaction fees. Always confirm with the Minnesota Department of Commerce before you apply.