Licensing requirements
Mississippi
Everything you need to get your insurance producer license in Mississippi — exams are run by Pearson.
Exam fee
$50
Application fee
$100
Fingerprints
See details
CE per renewal
24 hrs
Heads up
Conflict: the source lists Life 20 hours, but MID exempts Life applicants effective July 1, 2024. Do not impose the Life only course requirement. Confirm combined route separately.
Mississippi requires a state-approved prelicensing course (20 hours).
Agent Cloud is not a state-approved prelicensing course, so it won't meet that requirement. To meet it, we recommend XCEL Solutions. Use partner code Life2025 to get it for $50. You don't have to buy Agent Cloud. Many students add it for extra practice, plain-English lessons and the simulated exam.
Step by step
Your path to a license
- 1
Choose your line of authority and complete prelicensing education
- 2
Schedule the Mississippi State examination
- 3
Pass the State Exam
- 4
Apply for your License
Pre-licensing education
Life: 20 hours; Accident & Health: 20 hours; Life, Accident and Health: 40 hours; Casualty: 20 hours; Property: 20 hours; Property and Casualty: 40 hours; Personal lines - 20 hours
Product training
LTC initial 8 hours; LTC refresher 4 hours; Annuity initial 4 hours; Flood initial 3 hours.
Only needed if you sell those products.
Heads up
Things people miss in Mississippi
#1 Life-Only Exemption
Applicants seeking only the Life line of authority are exempt from the 20-hour prelicensing requirement.
#2 Certificate Validity
Prelicensing certificates are valid for 2 years from the date of completion.
#3 Renewal Penalties
Missed renewals trigger a $50 late fee and a 50% penalty if reinstated within the 12-month window.
Official sites
Direct links
Requirements change, and portal sites may add their own transaction fees. Always confirm with the Mississippi Insurance Department before you apply.