Licensing requirements
New Jersey
Everything you need to get your insurance producer license in New Jersey — exams are run by PSI.
Exam fee
$38
Application fee
$170
Fingerprints
$66.05
CE per renewal
24 hrs
New Jersey requires a state-approved prelicensing course (20 hours).
Agent Cloud is not a state-approved prelicensing course, so it won't meet that requirement. To meet it, we recommend XCEL Solutions. Use partner code Life2025 to get it for $50. You don't have to buy Agent Cloud. Many students add it for extra practice, plain-English lessons and the simulated exam.
Step by step
Your path to a license
- 1
Complete the prelicensing course
- 2
Schedule the New Jersey State examination
- 3
Pass the state exam
- 4
Submit your fingerprints
Book at IdentoGO with this service code (reason: Insurance Producer License).
- 5
Apply for your license
Pre-licensing education
Life: 20 hours; Accident & Health: 20 hours; Casualty Insurance: 20 hours; Property Insurance: 20 hours; Personal lines - 20 hours
Product training
LTC initial 8 hours; LTC refresher 4 hours; Annuity initial 4 hours; Flood initial 3 hours.
Only needed if you sell those products.
Heads up
Things people miss in New Jersey
#1 No Combined Exam
New Jersey does not offer a combined Life & Health exam; separate exams must be passed for each.
#2 Certificate Permanence
Approved prelicensing course certificates of completion do not expire, allowing candidates flexibility in exam scheduling.
#3 Fingerprinting Timing
Fingerprinting should only be completed after passing the state exam and submitting the license application.
Official sites
Direct links
Requirements change, and portal sites may add their own transaction fees. Always confirm with the New Jersey Department of Banking and Insurance before you apply.