Licensing requirements
New York
Everything you need to get your insurance producer license in New York — exams are run by PSI.
Exam fee
$40
Application fee
—
Fingerprints
See details
CE per renewal
15 hours
New York requires a state-approved prelicensing course (20 hours).
Agent Cloud is not a state-approved prelicensing course, so it won't meet that requirement. To meet it, we recommend XCEL Solutions. Use partner code Life2025 to get it for $50. You don't have to buy Agent Cloud. Many students add it for extra practice, plain-English lessons and the simulated exam.
Step by step
Your path to a license
- 1
Complete the Pre-Licensing Course
- 2
Schedule the New York State Examination
- 3
Pass the State Exam
- 4
Apply for your License
Pre-licensing education
Life: 20 hours; Accident & Health: 20 hours; Life, Accident and Health: 40 hours; Property and Casualty: 90 hours; Personal lines - 40 hours
Product training
None listed.
Only needed if you sell those products.
Heads up
Things people miss in New York
#1 Mandatory CE topics
Within your 15 required CE hours, you must complete at least one credit each in insurance law, ethics, and diversity, inclusion, and elimination of bias.
#2 Prelicensing certificate validity
Once earned, your prelicensing certificate of completion has no expiration date, allowing flexibility in scheduling your state exam.
#3 Exam flexibility
Candidates can choose to take a combined Life, Accident & Health exam or separate exams for individual lines.
Official sites
Direct links
Requirements change, and portal sites may add their own transaction fees. Always confirm with the New York Department of Financial Services before you apply.