Licensing requirements
Ohio
Everything you need to get your insurance producer license in Ohio — exams are run by PSI.
Exam fee
$49
Application fee
$10
Fingerprints
$72.00
CE per renewal
24 hrs
Ohio requires a state-approved prelicensing course (20 hours).
Agent Cloud is not a state-approved prelicensing course, so it won't meet that requirement. To meet it, we recommend XCEL Solutions. Use partner code Life2025 to get it for $50. You don't have to buy Agent Cloud. Many students add it for extra practice, plain-English lessons and the simulated exam.
Step by step
Your path to a license
- 1
Complete the prelicensing course
- 2
Schedule the Ohio State Examination
- 3
Pass the State Exam
- 4
Submit your Fingerprints
Use a National WebCheck location. Reason: "Required for Licensure, Insurance Lic. or ORC 3905.051". Choose "Direct Copy to Ohio Department of Insurance" for both BCI and FBI results.
- 5
Apply for license
Pre-licensing education
Life: 20 hours; Accident & Health: 20 hours; Life, Accident and Health: 40 hours; Casualty Insurance: 20 hours; Property Insurance: 20 hours; Property and Casualty: 40 hours; Personal lines - 20 hours
Product training
LTC initial 8 hours; LTC refresher 4 hours; Annuity initial 4 hours; Flood initial 3 hours.
Only needed if you sell those products.
Heads up
Things people miss in Ohio
#1 Certificate expiration
Prelicensing certificates are valid for 180 days; you must pass your state exam within this window or retake the entire course.
#2 Online final exam affidavit
Online prelicensing courses require you to sign an affidavit certifying you completed the final exam without assistance.
#3 Fingerprinting vendor
Ohio uses FastFingerprints (Webcheck) rather than IdentoGO; verify your appointment is with a qualifying vendor.
Official sites
Direct links
Requirements change, and portal sites may add their own transaction fees. Always confirm with the Ohio Department of Insurance before you apply.