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Licensing requirements

West Virginia

Everything you need to get your insurance producer license in West Virginia — exams are run by Pearson.

Exam fee

$84

Application fee

$50

Fingerprints

$49.25

CE per renewal

24 hrs

West Virginia requires a state-approved prelicensing course (20 hours).

Agent Cloud is not a state-approved prelicensing course, so it won't meet that requirement. To meet it, we recommend XCEL Solutions. Use partner code Life2025 to get it for $50. You don't have to buy Agent Cloud. Many students add it for extra practice, plain-English lessons and the simulated exam.

Step by step

Your path to a license

  1. 1

    Complete The Pre-Licensing Course

  2. 2

    Schedule The West Virginia State Examination

  3. 3
  4. 4

    Submit Fingerprints

    Pick the insurance producer / Department of Insurance service when you book so results go to the right place.

  5. 5

Pre-licensing education

Life: 20 hours; Accident and Health: 20 hours; Life, Accident and Health: 40 hours; Casualty Insurance: 20 hours; Property Insurance: 20 hours; Property and Casualty: 40 hours; Personal lines - 20 hours

Product training

LTC initial 8 hours; LTC refresher 4 hours; Annuity initial 4 hours; Flood initial 3 hours.

Only needed if you sell those products.

Heads up

Things people miss in West Virginia

#1 Certificate validity

Prelicensing completion certificates are valid for only 6 months, requiring prompt scheduling of the state exam.

#2 Proctored final exam

Online prelicensing courses require a final exam monitored by a disinterested third-party proctor.

#3 No combined exams

There is no combined Life & Health exam; candidates must test for each line of authority separately.

Official sites

Direct links

Requirements change, and portal sites may add their own transaction fees. Always confirm with the West Virginia Offices of the Insurance Commissioner before you apply.