Licensing requirements
West Virginia
Everything you need to get your insurance producer license in West Virginia — exams are run by Pearson.
Exam fee
$84
Application fee
$50
Fingerprints
$49.25
CE per renewal
24 hrs
West Virginia requires a state-approved prelicensing course (20 hours).
Agent Cloud is not a state-approved prelicensing course, so it won't meet that requirement. To meet it, we recommend XCEL Solutions. Use partner code Life2025 to get it for $50. You don't have to buy Agent Cloud. Many students add it for extra practice, plain-English lessons and the simulated exam.
Step by step
Your path to a license
- 1
Complete The Pre-Licensing Course
- 2
Schedule The West Virginia State Examination
- 3
Pass the State Exam
- 4
Submit Fingerprints
Pick the insurance producer / Department of Insurance service when you book so results go to the right place.
- 5
Apply for License
Pre-licensing education
Life: 20 hours; Accident and Health: 20 hours; Life, Accident and Health: 40 hours; Casualty Insurance: 20 hours; Property Insurance: 20 hours; Property and Casualty: 40 hours; Personal lines - 20 hours
Product training
LTC initial 8 hours; LTC refresher 4 hours; Annuity initial 4 hours; Flood initial 3 hours.
Only needed if you sell those products.
Heads up
Things people miss in West Virginia
#1 Certificate validity
Prelicensing completion certificates are valid for only 6 months, requiring prompt scheduling of the state exam.
#2 Proctored final exam
Online prelicensing courses require a final exam monitored by a disinterested third-party proctor.
#3 No combined exams
There is no combined Life & Health exam; candidates must test for each line of authority separately.
Official sites
Direct links
Requirements change, and portal sites may add their own transaction fees. Always confirm with the West Virginia Offices of the Insurance Commissioner before you apply.
